What is a daily collection loan?

A daily collection loan is a short-term business loan where repayments are collected daily from your business premises. Ideal for traders and small business owners in Mumbai.

Is CIBIL score required?

No, Balaji Finance approves loans without CIBIL score check. We focus on your business turnover and repayment capacity.

What documents are needed?

Minimal documentation: Aadhaar card, PAN card, business address proof, and bank statement of last 3 months.

How quickly can I get the loan?

Instant approval within 1-2 hours after business verification. Same-day disbursement for urgent requirements.

Are there any upfront fees?

No upfront processing fees. Pay only after disbursement. 100% transparent process.

Simply send a WhatsApp message or call for instant guidance. Our team will visit your business location for verification.

What is the referral commission?

₹500 commission for every successful loan referral. Join our network of loan consultants across Mumbai.

Loan Schedule Calculator

Loan Details

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Enter the loan details and generate the schedule.

How Receipts Are Applied

Calculate monthly interest on the opening principal.

Add previous unpaid interest to the current period's interest.

Receipt pays interest first.

Remaining receipt reduces principal.

Unpaid interest carries forward.

Next period's interest is calculated on the reduced principal.

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Anniversary-date calculation
A loan starting on 28/01/2023 creates periods:
28/01 → 28/02
28/02 → 28/03
28/03 → 28/04

The current incomplete period is prorated according to actual elapsed days.

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